Four Ways to Save Money

Living in the next capital of the world means that cell phone bills are a part of everyone’s monthly budget. But did you consider how much you would save if you could cut down on your cell phone usage?
Just think, if you save off P300 on your bill every month, you’d save P3600 a year. Invest that at 10% per annum and, in 20 years, your cell phone savings would have grown at P251,028.00!
Knowing that, you might want to consider these tips on how to cut down on your cell phone use.
Hold off calling on your cell phone when it’s not urgent. Chances are you’ll have access to a landline soon enough and can call the other party then.
If you have online access, reply to your text message via the Internet. There are a number of programs you can use o send free texts from your computer, among them are Chikka and Yahoo Messenger.
Consider applying for another cell phone line that offers unlimited calls within the network. If the bulk of your calls are to family members, officemates or to a significant other, it might save you all a big chunk of your regular bill to each get an unlimited line.
Avoid subscribing to a cell phone services that deplete your load. Your phone will work fine even without the latest ring tones, logos or downloaded games.